Feb
07
Feb
07
Credit Card Nation: The Consequences of America’s Addiction to Credit
List Price: $18.00
List Price: $18.00
Your Price: $6.00-
Credit-card debt is choking American prosperity off at the neck. In Credit Card Nation, Robert D. Manning tells a fascinating story about the present and future consequences of credit dependence across all strata of U.S. society. Through extensive interviews with consumers, Manning talks to debtors, and to average Americans, affected by what Manning describes as our “credit card nation”: an American juggernaut of indebtedness that spans personal, corporate, and governmental debt.
No interest for one year! No annual fee! No minimum payments for six months! And, if you want to believe Robert Manning, there’s no way out of the debt that we find ourselves in, as individuals and as a country. Credit Card Nation combines debt of every kind–consumer, corporate, and governmental–and creates a vast landscape of profit-spewing lenders and struggling debtors present at every level of economics. Appalling statistics set readers off on a depressing journey: the years between 1980 and 1994 saw annual consumer charges skyrocket from $170 billion to $581 billion, with the average household carrying over $4,000 in revolving debt. Accompanied by the erasure of nearly $100 billion in corporate debt and tremendous tax cuts for ever-merging conglomerates, the end of the 20th century seems to be just the beginning of an overwhelming cycle. While Manning’s book is extensively researched, it is also extremely readable. Individual stories of junk bondsmen, corporate raiders, and middle-class consumers are threaded throughout the pages of charts and statistics, with a few surprises. While most media would have us believe that students who rack up charge accounts are totally irresponsible, the reality is that some of these students are helping their families with cash-advance loans to make mortgage or insurance payments. Emphasis is also placed on the tremendous advertising budgets of credit card companies: Manning comments on “how quickly the cultural norms have changed in the Credit Card Nation,” we see a poster insisting “money can’t buy you love, but a credit card can get you started.” This is not a self-help book, and Manning has no 12-step program for debtors at any level. Credit Card Nation simply tells it as it is. –Jill Lightner
Your Price: $6.00 –
Feb
07
Nolo’s Encyclopedia of Everyday Law: Answers to Your Most Frequently Asked Legal Questions
List Price: $34.99
List Price: $34.99
Your Price: $20.73-
Compiled by Nolo’s team of attorney editors and written in our straightforward, plain English style, this book provides answers to the legal questions that come up every day. Organized by topic, it steers readers clear of legal potholes involving: divorce; credit; workplace rights; wills; estate planning; lemon laws; child support; criminal law; patent, copyrights and trademarks and much more.
Here is a practical book for non-lawyers, providing clear answers to frequently asked questions in 74 different areas of the law. “What do I do about my noisy neighbors?” “What are my rights if I’m fired from my job?” “Do I really need to make a will?” In lieu of going to law school, this book gives a good, basic grounding on the legal matters most likely to touch your life–your home, your car, your money, and your job, among others. It’s an excellent reference book for any home library.
Your Price: $20.73 –
Feb
06
Family Money Management God’s Way
List Price: $7.97
List Price: $7.97
Your Price: $4.77-
Worry about money? Take control of your personal finances with Family Money Management God’s Way-a practical, easy-to-use guide for anyone seeking financial freedom. This useful guide offers a clear vision of the benefits of financial freedom, and practical thoughts for attaining that goal. With step-by-step instructions on tracking and controlling spending, creating a budget, and getting out of debt, Family Money Management God’s Way includes all the worksheets you’ll need, perforated and reproducible. It’s a powerful tool that’s priced right at less than $8.
Your Price: $4.77 –
Feb
06
Please Send Money, 2E: A Financial Survival Guide for Young Adults on Their Own
List Price: $16.95
List Price: $16.95
Your Price: $7.92-
The average student loan debt has reached almost $20,000. Credit card debt continues to rise at staggering levels.
Please Send Money provides young adults with the tools they need to navigate the tumultuous world of personal finance with smart advice from leading expert Dara Duguay, Director of Citigroup’s Office of Financial Education. Dozens of eye-opening, real-life stories chronicle the financial mistakes commonly made by young people and present an array of solutions.
Duguay covers topics including:
–Avoiding the traps of easy credit
–How to manage car payments
–The dangers of using student loans for personal needs and wants
–Dealing with bankruptcy
–Overcoming material temptations
Please Send Money contains useful financial tools for determining budget, net worth, cost of credit, and safe debt levels. It’s a book that no young adult should be without.
Your Price: $7.92 –
